Konteo
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Terms of Service

Last updated: July 20, 2026

1. Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the Konteo mobile application ("Konteo", the "App", the "Service"), provided by Konteo ("Company", "We", "Us", "Our"), based in Colombia. By downloading, installing, or using the App, you agree to these Terms. If you do not agree, do not use the App.

Your use of the App is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

2. The Service

Konteo is a personal finance tracker that runs primarily on your device. Its core purpose is to let you record income and expenses quickly and review your own financial data.

  • Local-first: Your financial data is stored locally on your device. The Company does not operate a server that stores your financial records.
  • Optional cloud backup: You may optionally enable backup and sync to your own Google Drive account. When enabled, your backup is stored in your Drive (in the app-private appDataFolder), not on Company servers. You are responsible for your Google account, its security, and its available storage.
  • Free core features:Konteo's core financial-tracking features are provided free of charge.

3. License

Subject to these Terms, the Company grants you a personal, limited, non-exclusive, non-transferable, revocable license to install and use the App on devices you own or control, for your personal, non-commercial use, in accordance with the rules of the app store from which you obtained it (Google Play).

You may not:

  • copy, modify, or create derivative works of the App except as permitted by law;
  • reverse engineer or attempt to extract source code except to the extent applicable law expressly permits despite this limitation;
  • rent, lease, sell, sublicense, or distribute the App; or
  • use the App for any unlawful purpose or in violation of these Terms.

4. Konteo Pro and Payments

Konteo offers an optional paid upgrade, Konteo Pro, as a one-time purchase (non-consumable) that unlocks Google Drive sync and future advanced features.

  • Processing: All purchases are processed by Google Play, not by the Company. Your purchase is also subject to Google Play's terms and payment policies. We do not receive or store your payment card details.
  • What you get:A one-time purchase unlocks Konteo Pro for the Google account that made the purchase, on a lasting basis, subject to Google Play's rules for restoring purchases across devices.
  • Core stays free:Purchasing Pro is never required to use Konteo's core offline tracking features.
  • Pricing: The Company may change the price of Konteo Pro for future purchasers. Price changes do not retroactively affect a purchase already made.
  • Refunds: Refunds are handled by Google Playaccording to Google's refund policies and applicable consumer-protection law. Please direct refund requests to Google Play; where Colombian consumer law grants you additional rights, those rights are unaffected.
  • Taxes: Any applicable taxes are handled as part of the Google Play checkout.

5. Your Data and Backups

You are solely responsible for the data you enter into the App and for maintaining your own backups. While Konteo provides an optional Google Drive backup feature, the Company does not guarantee against loss of data stored on your device or in your Google account. We strongly recommend keeping the backup feature enabled if your data matters to you. See the Privacy Policy for how data is handled.

6. Third-Party Services

The App integrates with third-party services, including Google Sign-In, Google Drive, and Google Play Billing. Your use of those services is subject to the respective third party's terms and privacy policies. The Company is not responsible for third-party services.

7. Intellectual Property

The App, including the "Konteo" name, logo, design, and software (excluding your own data), is owned by the Company and protected by intellectual-property laws. These Terms do not grant you any rights to Company trademarks or branding.

8. Not Financial Advice

Konteo is a tracking tool. It does not provide financial, investment, accounting, tax, or legal advice. Any decisions you make based on information displayed in the App are your own responsibility.

9. Disclaimer of Warranties

The App is provided "as is" and "as available", without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. The Company does not warrant that the App will be uninterrupted, error-free, or that data will be preserved. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above may not apply to you.

10. Limitation of Liability

To the maximum extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, profits, or goodwill, arising out of or related to your use of (or inability to use) the App. To the extent liability cannot be excluded, the Company's total liability shall not exceed the amount you paid for Konteo Pro in the twelve (12) months preceding the claim, or USD 10 if you paid nothing. Nothing in these Terms limits liability that cannot be limited under applicable law, including Colombian consumer-protection law.

11. Changes to the Service and Terms

The Company may modify, suspend, or discontinue any part of the App at any time. We may also update these Terms from time to time; the updated version will be posted at this page with a new "Last updated" date, and continued use of the App after changes take effect constitutes acceptance.

12. Termination

You may stop using the App at any time by uninstalling it. The Company may suspend or terminate your access if you materially breach these Terms. Provisions that by their nature should survive termination (e.g., intellectual property, disclaimers, limitation of liability) will survive.

13. Governing Law

These Terms are governed by the laws of Colombia, without regard to conflict-of-law principles, and subject to any mandatory consumer-protection rights available to you in your country of residence.

14. Contact

Questions about these Terms: