Konteo
Konteo · Local-first money tracker

Where your money stands in five seconds.

Konteo is a personal finance app for Android that tracks income and expenses across every account and currency, then shows you exactly where it goes. Your data stays on your phone and your own Google Drive — never our servers.

Balance · AprilAll USD accounts
$5,251.44
8,750.00 3,498.56
Get it onGoogle PlayiPhone version coming soon

Free to use · No account · No ads · No tracking

The Konteo home screen showing an April balance, an income-versus-expense breakdown, and a list of recent transactions.
Expense logged
in 4.1 seconds
The five-second rule

If logging an expense takes longer than five seconds, you won't do it. So it doesn't.

  1. 01

    Tap the button

    Green for income, red for an expense. It's the first thing your thumb finds.

  2. 02

    Type the amount

    Add a category and an optional tag like Need or Want. Say “10k food” out loud if your hands are full.

  3. 03

    You're done

    It's saved, your balance updates, and the chart redraws. Back to your day.

The monthly look-back

Five seconds to log. One quiet hour to understand.

Stop guessing where it went.

A single donut breaks your month into categories, ranked and totalled. Switch between expenses and income, or group by your own tags — the story is right there in the middle.

  • Housing61.5%2,116.88
  • Kids13.5%465.00
  • Food & Dining11.7%401.30

Every account, every currency

Cash, cards, and savings in any mix of currencies — with a clean combined balance on top.

Tag what matters

A light Need / Want tag on each expense turns a list of numbers into a habit you can read.

Works fully offline

Everything lives in a fast local database on your phone. No connection, no spinner — open, glance, move on.

Light and dark, done right

Material 3 throughout, following your device theme. It looks at home whether it's morning or midnight.

The same Konteo home screen in dark mode, showing the balance and recent transactions on a near-black background.
Your money. Your data. Always.

Your finances never touch our servers.

Most finance apps are free because youare the product. Konteo isn't. There's no account to create and no analytics vacuuming up your spending — because the data simply stays with you.

It lives on your phone
Every transaction is stored in a local database on your device. Konteo works with the network turned off — because it never needed it.
Backups go to your Drive
Turn on backup and your data syncs to your own Google Drive account. We can't read it, and we couldn't hand it over if we tried.
Yours to take, always
Export everything to CSV whenever you want. No lock-in, no “delete my account” forms — your finances were never ours to hold.

Start tracking in the next five seconds.

Free to use, no account required. Available now on Android.

Get it onGoogle PlayiPhone version coming soon